Opening a Bank Account

Find out about the documents required and the procedure for opening a bank account in Germany...

It is quite easy to open a bank account in Germany, although it is essential to be registered in the country and have the correct documentation. The following documents are required:

  • Proof of registration in Germany (polizeiliche Anmeldebestätigung): This can only be obtained by EU member state residents or holders of a German residence permit
  • Address in Germany: This is written on the registration form and is required to obtain an account in the country
  • Passport: As proof of identification
  • Student Identification: In order to open a student account

Go to the chosen bank taking the documents and ask to open an account (ein konto eröffnen). There are several forms to complete; a bank clerk will be able to help. A welcome pack providing information about the bank's services is normally presented and the account details and bank card are sent by post within a few days (depending on the bank).

It is wise to keep copies of all bank documentation as well as statements for future reference.

Services offered

The services provided by the bank and the administrative service charges may differ from bank to bank.

Services normally offered include:

  • Current account (Girokonto)
  • Debit card (EC Karte)
  • Overdraft facility (Dispokredit)
  • Partner banks offering free withdrawal from their ATMs
  • Setting up standing orders (Daueraufträge)
  • Opening a second account
  • Opening a savings account (Sparkonto)

Administrative costs which may be charged:

  • Charges for opening an account
  • Yearly administrative costs
  • Credit card costs
  • Withdrawal costs from other banks
Do you have a suggestion to improve this page? click here...

What's On

The Travesty Show

The portrayal of characters in a play, opera, or ballet by a performer of the opposite sex. Every Friday and Saturday

More Details

Antik-und Troedelmarkt

Weekend market selling antiques and collectables from 09:00-15:00 at Ostbahnhof railway station on the corner of Erich-Steinfurth-Str./Lange-Str. Tel: 030...

More Details

Become Member List your Business Blog For Us

Featured Information

Useful Contacts

Useful Contacts

Find out about services and government organisations that play a part in moving to Germany.

Read more...
Health System

Health System

Make sure you and your family are protected by the German healthcare system.

Read more...

Postcards

Reichstag Festival of Lights

Reichstag Festival of Lights

The Berlin Reichstag illuminated at the annual Festival of Lights

Useful Tools

Online Translation

Use our simple translation tool to translate from almost any language to any other.

Read More...

Latest Blog

Latest Blog

First aid tips for all those little summer "owwie’s"!

From the blog, Health: It’s the little things

Now that its warm enough and our kids are running around all over the show, there are bound to be mo... Read more

Mobile Site

Related Discussions

image description
See more...

Essentials

Emergency Numbers in Berlin

Find out vital information on who to call and what to do in an emergency...

Read More...